# Smarter financing. Stronger sales.

Transform your dealership with an AI-powered financing solution built to win more buyers and drive higher profits

## Why Upstart

### Approved

### We don’t just finance the car. We understand the customer.

Unlike traditional auto financing, Upstart uses thousands of data points – not just credit scores – to approve more buyers, structure more profitable deals, and speed up funding.

## Auto finance, reimagined

Upstart Auto Finance helps dealers close more deals with AI-powered credit decisioning that’s faster, smarter, and built to boost profitability.

### Expand your approvals

AI-powered credit decisions expand financing to more buyers across the full credit spectrum.

### Boost gross with smarter deal structures

Structure more profitable deals with more flexible finance options and instant re-hashing.

### Gain deeper credit insights to speed closing

Approve buyers via soft credit pulls, view credit/compliance details, and fund deals faster.

[Learn more about Upstart Auto Finance](/content/dealers/auto-finance/index.html)

## Upstart Digital Retail

### Turn traffic into transactions

Upstart’s digital retail connects online shoppers to AI-powered financing to boost showroom traffic and deal flow.

### Modernize shopping experience

### Drive credit app submissions

### Speed up deal in-store

### Present the best offer to close the deal

[Learn more about Upstart Digital Retail](/content/dealers/digital-retail/index.html)

You give us better rates, and you give us better back-end profits. We’re definitely selling more cars.

David Toxey

Auto Boutique of Florida

It's literally the easiest tool there is to submit a deal.

Evan Driscoll

Audi Jacksonville

We’re speeding up financing and creating a better process for our sales managers and customers.

Chad Bouchard

Ron Bouchard Auto Stores

## Ready to **close more deals** with AI-powered financing?

Upstart helps your dealership approve more buyers, increase back-end profit, and convert more shoppers into customers.

New: Price multiple vehicles at once to maximize deal profitability.

[See how it works](https://goauto.upstart.com/multi-vehicle-pricing)